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Financial Services

Financial Planning

We view the term “retirement planning” more as “independence planning.” Our goal is to get our clients to a point where their accumulated wealth and assets allow them to own their time, freeing them from the worry of the ultimate question: “Do I have enough money to do what I want?” This planning can be done for retirement, but it can also be done to plan for what’s next.

Planning in any form is about establishing a goal, selecting a trusted partner, and planning a course. Remember, the path to your goals may never be as straight as it appears on paper because life can be unpredictable. However, our team of experts is there to guide you through every step.

When life does get challenging and puts obstacles in your way, our job is to make sure you maintain a commitment to your plan. As financial advisors, we commit to helping clients pursue their goals for the financial future they picture.

Let us help you develop a savings and investment plan that will let you secure your future. You have heard it said that “Failing to plan is planning to fail”. In terms of securing your financial future, this is maybe unfortunately true. The good news is that it is not hard to develop a plan, and anyone can do it regardless of income. All it takes is a little self-discipline and a well-thought-out plan with realistic goals and milestones. We can help!

Investment Management

Our investment management process is rooted firmly in one word - discipline. The discipline to understand that picking stocks can be value destructive – not value-creating. The discipline to know that it is impossible to consistently pick winning stocks or to ascertain the perfect spot to enter and to exit markets. The discipline to acknowledge that a strategy rooted in low costs, broad diversification, and a fiduciary advisor who is free from the need to sell commissioned products is the best way to invest for the long term. The discipline to develop a plan and stick to it no matter how the market fluctuates. Our job is to help clients create a plan that is right for them and to be responsible for executing that plan in accordance with our firm’s ethical values. Finally, we want to be an accountability partner for our clients, helping them stay on track.

Education Planning

Educational planning involves designing an investment strategy that specifically addresses the educational needs of your family. Specifically, it involves forecasting what those needs will be and helping you create a plan to satisfy those needs. At Michael Drews and Company, we take into consideration your time horizon, your school preferences, and if your family qualifies for any type of financial aid. We can help you plan accordingly so that you will be ready for the next stage of your child or grandchild’s educational growth.

Insurance Planning

Insurance helps protect your assets or your income at all life stages—whether you get life insurance to help your family pay the bills if you die early, disability insurance if you get sick or injured and are unable to work, homeowners insurance to help repair your home and replace your possessions after a disaster, or long term care insurance to help with nursing home or assisting living costs.  With various options available and some plans having tax advantages our team can help you weigh the possibilities so you can decide what fits your specific needs.

Corporate Retirement Plans

Whether you’re looking for assistance in overseeing your current plan or implementing a new one, our team offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options. We have experience establishing and overseeing a variety of qualified retirement plans such as defined benefit and cash balance pension plans.

Legacy Planning

Creating a legacy plan or estate plan is a critical part of ensuring that your assets and property are appropriately distributed when you pass away. Sharing those intentions with your loved ones is important and our team is equipped to help guide you through those discussions. Many factors come into play when structuring a legacy plan such as potential tax implications for passing down assets. Should that day come, our trusted, personal relationships can provide comfort and confidence to your loved ones during this challenging life transition.

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